{"id":34062,"date":"2026-10-30T13:00:04","date_gmt":"2026-10-30T13:00:04","guid":{"rendered":"https:\/\/infos-media-nantes.fr\/?p=34062"},"modified":"2026-10-30T13:00:04","modified_gmt":"2026-10-30T13:00:04","slug":"angers-assurance-habitation-tarif-reduit-2027","status":"publish","type":"post","link":"https:\/\/infos-media-nantes.fr\/angers-assurance-habitation-tarif-reduit-2027\/","title":{"rendered":"Angers : une assurance habitation municipale \u00e0 tarif r\u00e9duit d\u00e8s janvier 2027"},"content":{"rendered":"<article>\n<p><strong>La Ville d&#8217;Angers a choisi le groupe VYV pour proposer, d\u00e8s janvier 2027, une assurance habitation aux locataires aux revenus modestes. Le dispositif s&#8217;adressera aux habitants du parc social comme du parc priv\u00e9, avec des prix indicatifs allant de 10,02 \u00e0 28,73 euros par mois selon le logement.<\/strong><\/p>\n<section>\n<h2>Une assurance destin\u00e9e aux locataires modestes<\/h2>\n<p>Les \u00e9lus angevins ont valid\u00e9 le choix du groupe VYV lors du conseil municipal du lundi 26 octobre 2026. L&#8217;objectif est de faciliter l&#8217;acc\u00e8s \u00e0 une couverture des risques du logement pour des m\u00e9nages dont le budget peut rendre cette d\u00e9pense difficile.<\/p>\n<p>La mesure vise les locataires, en appartement ou en maison, qu&#8217;ils r\u00e9sident dans le parc priv\u00e9 ou social. La collectivit\u00e9 n&#8217;a pas encore publi\u00e9, dans son annonce, de bar\u00e8me d\u00e9taill\u00e9 de revenus permettant de d\u00e9terminer tous les cas d&#8217;\u00e9ligibilit\u00e9. Il faut donc attendre les conditions de souscription pour v\u00e9rifier une situation individuelle.<\/p>\n<\/section>\n<section>\n<h2>Des tarifs annonc\u00e9s de 10,02 \u00e0 28,73 euros<\/h2>\n<p>Pour illustrer le dispositif, la Ville donne deux exemples : 10,02 euros mensuels pour un appartement T1 et 28,73 euros mensuels pour une maison T6. Ces montants correspondent \u00e0 des configurations pr\u00e9cises, non \u00e0 un tarif uniforme quel que soit le logement.<\/p>\n<p>Christophe B\u00e9chu \u00e9voque une \u00e9conomie indicative d&#8217;environ 30 % par rapport \u00e0 une assurance classique. Cette appr\u00e9ciation du maire n&#8217;assure pas \u00e0 chaque foyer le m\u00eame niveau de r\u00e9duction : le prix r\u00e9el d\u00e9pendra du contrat et de la situation du locataire.<\/p>\n<\/section>\n<section>\n<h2>Quels risques seront couverts ?<\/h2>\n<p>La proposition comprend notamment les risques li\u00e9s au logement, la responsabilit\u00e9 civile et une assistance. La responsabilit\u00e9 civile permet de couvrir, dans les conditions du contrat, certains dommages caus\u00e9s \u00e0 autrui. Les garanties comme les franchises, plafonds et exclusions doivent \u00eatre lues avant toute adh\u00e9sion.<\/p>\n<p>L&#8217;assurance habitation est obligatoire pour un locataire. Lorsqu&#8217;un sinistre survient, l&#8217;\u00e9tendue des remboursements d\u00e9pend de la formule souscrite, des \u00e9v\u00e9nements couverts et des d\u00e9marches r\u00e9alis\u00e9es. Le dispositif municipal ne supprime pas ces obligations contractuelles.<\/p>\n<\/section>\n<section>\n<h2>Souscription \u00e0 partir de janvier 2027<\/h2>\n<p>La Ville annonce un accueil physique en agence et un accompagnement pour r\u00e9silier l&#8217;ancien contrat ou transmettre une attestation au bailleur. Le d\u00e9tail des lieux d&#8217;accueil et la proc\u00e9dure d&#8217;inscription doivent \u00eatre pr\u00e9cis\u00e9s avant l&#8217;ouverture.<\/p>\n<p>Le projet s&#8217;inscrit dans les d\u00e9cisions du conseil municipal, pr\u00e9sent\u00e9es dans <a href=\"https:\/\/www.angers.fr\/actualites-sorties\/67291-au-conseil-municipal-du-26-octobre-minute-de-silence-assurance-habitation-et-renovation-de-la-fontaine-du-mail\/index.html\" style=\"color:#5532F0;font-weight:bold;text-decoration:underline\" target=\"_blank\" rel=\"noopener noreferrer\">le compte rendu officiel de la Ville d&#8217;Angers<\/a>.<\/p>\n<\/section>\n<p><small>Fa\u00e7ade de l&#8217;h\u00f4tel de ville d&#8217;Angers, photographie de 2024 : Fab5669 \/ Wikimedia Commons, licence CC0 1.0.<\/small><\/p>\n<\/article>\n","protected":false},"excerpt":{"rendered":"<p>Angers valide une assurance habitation \u00e0 tarif r\u00e9duit avec le groupe VYV pour janvier 2027. Qui sera concern\u00e9, tarifs et d\u00e9marches annonc\u00e9es.<\/p>\n","protected":false},"author":3,"featured_media":34065,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":"","event_start_date":"","event_end_date":"","event_location":"","imn_event_start_time":"","imn_event_end_time":"","imn_event_all_day":"","imn_event_address":"","imn_event_ticket_url":"","imn_event_price":"","imn_event_status":"","imn_event_organizer":"","imn_event_accessibility":""},"categories":[22],"tags":[2975,10226,10736,10737,3860,627,2213],"class_list":["post-34062","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites-nantes","tag-angers","tag-assurance-habitation","tag-groupe-vyv","tag-janvier-2027","tag-locataires","tag-logement","tag-maine-et-loire"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Angers : une assurance habitation municipale \u00e0 tarif r\u00e9duit d\u00e8s janvier 2027 - Infos M\u00e9dia Nantes, infos locales, \u00e9v\u00e9nements et actualit\u00e9 utiles \u00e0 Nantes et ses alentours<\/title>\n<meta name=\"description\" content=\"D\u00e8s janvier 2027, Angers proposera une assurance habitation municipale pour les locataires modestes. 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